Long-term investors, such as JRB retirement plan participants, are living through a period of great volatility. Brutal war in Ukraine has inflamed supply chain concerns and inflationary pressures. For perspective on this challenging investment climate, see the analysis from CAPTRUST, our investment consultant. While the report is from early May, the points made still resonate today.

In the past few months, we've highlighted information about the Public Sector Loan Forgiveness Program. This issue includes links to a webinar and set of PowerPoint slides produced by the federal Consumer Financial Protection Bureau. If you have federal student loans and a 10-year history of repayment, you may be eligible for loan forgiveness.

Finally, see our clarification of last month's article on the "split strategy" married couples can use when claiming Social Security.

As always, please contact us to discuss specific financial questions via email or call us at 888-JRB-FREE (572-3733).

L'Shalom,